The cost of care can seem like a mine field when you have to first consider how it is to be funded. We can provide you with the basics of understanding whose responsibility it is, how it can be funded, and what options are available to you and your family.
Private care does not necessarily mean that it has to be funded from your own pocket, and with the changes that are due to reform the care in England and Wales, it would be wise to seek professional advice before embarking upon any decision making processes. Each individual s circumstances are different, and therefore an initial assessment to pointing you in the right direction will be provided. We have teamed up with numerous professional bodies, and financial advisers to ensure that you receive the best advice on planning for care.
It is paramount that this is done first prior to making any care decisions, as often is the case that care may be planned, but the financial impact this might have has not.
Where can I get further help?
The financial contributions you are entitled to depend on your individual circumstances so it is important to seek advice. The following organisations may be able to give you specialist advice:
There are also various financial planning schemes for long-term care that can help you pay for care home fees. These generally consist of paying one large sum when you move into a care home and should provide a fixed payment for as long as you need care. We recommend contacting an independent financial adviser who specialises in care fees planning.